The cost of living for people with disabilities is much higher, which is exactly why organizations like The National Benefit Authority are available to help disabled people take advantage of any tax deductions and other benefits available from the Canadian government. Many studies have been done on the cost of living difference for a disabled person and/or the people who care for them, not to mention the reduced income that may come with a disability. One recent study in Ireland provided a great deal of useful information to help shed light on just how much of an additional financial burden rests on the shoulders of disabled persons and their loved ones.
Interesting Facts on the Cost of Living with a Disability
The National Disability Authority in Ireland wanted to find out exactly what kind of burden was resting on the shoulders of disabled people, their families and other loved ones who provide care to them. This is why they commissioned Indecon, an economic consulting firm, to conduct research on this issue. The findings, which were produced through numerous methods including reviews of studies around the world, revealed that there are many additional costs associated with living with a disability. The lowest extra living costs they found in the groups studied was about €40 a week, or about $65 a week, and chances are this would be even higher today considering inflation since the time the study was conducted.
There are many areas that require additional spending if you are disabled, and it is different for each individual. Some of the additional costs for disabled persons include the following:
- Disability aids
- Home alterations
- Home help
- Home maintenance
- Insurance (for the car and home)
- Laundry services
- Personal assistance
- Phone bills
- Shower chairs
- Special beds
- Speech therapy
- Taxi fares
- Travel to hospitals and doctor’s appointments
Some of these costs are pretty straightforward, such as home alterations, medications and special beds. Other costs, such as food bills, seem like something everyone must pay for, so you may be wondering why they are on this list. The truth is, many disabled people have to eat special foods as a result of their disability, and the additional expenses can often be offset through the assistance available. Being disabled is expensive – this is why benefits are available, and organizations such as The National Benefit Authority can help you get them.